Hassle-Free Dental Financing with HFD
No hard credit check and 90% approval rates—get approved fast and get treated today.

HFD Dental Financing
As a service to our patients, Emergency Dentist of Chicago is pleased to offer fast, accessible financing through HFD, a trusted provider offering simple dental payment plans—even for patients with lower credit scores.
With HFD, you can get approved and finance your care with:
- No hard credit check required
- High approval rates (up to 90%)
- Straightforward payment plans that fit your monthly budget
- Instant decisions and quick setup
HFD is a great option for patients who may not qualify for traditional financing. The application process is quick and easy, and you can begin treatment without delay.
How to Apply for HFD
- Click the button to apply online.
- Get approved—no hard credit pull.
- Begin treatment with affordable monthly payments.
Start your application today and get the care you need—on your terms.
Frequently Asked Questions
We know dental financing can be confusing. Here are answers to common questions.
HFD (Health Finance Direct) is a dental financing platform offering payment plans without a hard credit check and with high approval rates.
HFD is ideal for patients who may have low or limited credit history but still want access to flexible payment options.
There is no hard credit inquiry, so applying won’t impact your credit score.
Most applications receive approval within minutes, and you can begin treatment the same day.
Yes, HFD is designed to help patients cover urgent dental procedures quickly and affordably.
Don’t Wait—Get Emergency Dental Care Now
If you’re experiencing dental pain or an urgent issue, call our Chicago clinic today. Our expert team is available to provide immediate relief and expert care when you need it most.
.avif)